In order to finance a mortgage loan the lender is going to require verification documents for employment and income. This documentation may consist of tax returns, recent pay stubs, bank statements, verifications of employment, deposit and rent or mortgage, appraisal, purchase agreement, divorce decrees, bankruptcy papers and any other in formation... Read More
Frugal living is a way of life I picked up from my in-laws, plus when I was growing up we were not exactly rich. Poor would be a better description, not frugal living. I have many ways to save money. High quality clothing, that is dirt cheap is one of my ways to save money. I work next door to a large department store that has high end clothing. I never pay full price.... 
